*Rates are updated periodically and are subject to change without notice. Rates are not guaranteed unless confirmed by phone or email.
+ For Flex GIC (Term Deposits) no interest will be paid, if it is cashed before 60 days.
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Our Rates
3.25%
GIC: 1 Year non-redeemable
3.25%
GIC: 1 Year non-redeemable
3.25%
GIC: 1 Year non-redeemable
3.25%
GIC: 1 Year non-redeemable
Our Rate Specials
3.00%
GIC 1 Year Non-redeemable
3.25%
GIC 2 Year Non-redeemable
View Our Current Rates
Investment Rates
Savings Account Rates
Mortgage Rates
Prime Rate
Foreign Exchange Rates
Investment Rates
Here are the rates* for some of our most popular term deposits or Guaranteed Investment Certificates (GICs). Term deposits can be held within Registered Retirement Savings Plans (RRSPs), Tax Free Savings Account (TFSAs), and Registered Retirement Income Funds (RRIFs).
Rates effective as of 2026-01-28
Flex GICs
| Short Term (Redeemable+) | Rates | Current Rate Special |
| 12 Months | 2.05% | - |
GICs/RRSPs/RRIFs/TFSAs
| Long Term (Non-redeemable) | Rates | Current Rate Special |
| 1 Year | 2.45% | 3.00% |
| 2 Year | 2.55% | 3.25% |
| 3 Year | 2.85% | - |
| 4 Year | 2.90% | - |
| 5 Year | 3.10% | - |
Savings Account Rates
Here are the rates* for some of our most popular Savings Accounts. The accounts can also be held within a Tax Free Savings Account (TFSA).
Rates effective as of 2026-03-06
| Rates | Current Rate Special | |
| CU Daily Savings | 0.05% | - |
| CU Savings Plus | 0.75% | - |
(Personal) Mortgage Rates
Brunswick Credit Union offers a range of mortgages with rate* options to suit your needs. Contact us to let one of our advisors help you choose the best mortgage for you.
Rates effective as of 2025-10-21
| Open Mortgage Rates | Rates | Current Rate Special |
| 6 Months | 9.50% | - |
| 1 Year | 9.50% | - |
| Closed Mortgage Rates | Rates | Current Rate Special |
| 1 Year | 5.84% | - |
| 2 Year | 5.14% | - |
| 3 Year | 6.05% | 4.39% |
| 4 Year | 5.99% | - |
| 5 Year | 6.09% | 4.59% |
| 5 Year (Default Insured High Ratio Mortgage) | - | 4.39% |
Prime Rate
Rates effective as of 2026-03-04
| Prime Rate | Rates |
| Prime Rate | 4.45% |
Foreign Exchange Rates
Here are the rates* for some commonly requested foreign exchange currencies. Contact us to let one of our advisors help you lock in your foreign exchange rate.
Last Updated: 2026-03-12
| Currencies | Buy Rate ($) | Sell Rate ($) |
| USD | 1.3229 | 1.3945 |
If you are looking for any other foreign exchange currencies, please contact us for the current rates.
4.45%
Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated.
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Banking Fees
Check out our banking service fees
Subject to change with notice
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Banking Fees
Our banking fees our subject to change with notice
Mortgages
Rates effective as of 2025-10-21
| Open Mortgage Rates | Rate |
| 6 Months Open | 9.50% |
| 1 Year Open | 9.50% |
| Closed Mortgage Rates | Rate |
| 1 Year Closed | 5.84% |
| 2 Year Closed | 5.14% |
| 3 Year Closed | 6.05% |
| 4 Year Closed | 5.99% |
| 5 Year Closed | 6.09% |
| Mortgages Closed Special Rates | Rate |
| 3 Year Closed | 4.39% |
| 5 Year Closed | 4.59% |
| 5 Year Closed (Default Insured High Ratio Mortgage) | 4.39% |
Investments
Rates effective as of 2026-01-28
| Guaranteed Investment Certificates | Rate |
| 1 Year | 3.00% |
| 2 Year | 3.25% |
| 3 Year | 2.85% |
| 4 Year | 2.90% |
| 5 Year | 3.10% |
| Flex GIC | Rate |
| 1 Year | 2.05% |
| RRSPs/RRIFs | Rate |
| 1 Year | 3.00% |
| 2 Year | 3.25% |
| 3 Year | 2.85% |
| 4 Year | 2.90% |
| 5 Year | 3.10% |
Please note: all rates are subject to change without notice. Conditions may apply
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Planning calculators
Try our handy calculators to explore how different rates affect your finances.
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Copyright 2024 Brunswick Credit Union. All rights reserved.
Copyright 2024 Brunswick Credit Union. All rights reserved.
